Universal Life 4 Single Plan Riders

Insured Term Rider - provide for level term insurance coverage on named insured or another individual.

Children's Term Rider - Provides a level life insurance benefit for the insured's children between the ages of 15 days and 25 years.

Accidental Death Benefit Rider - provides for an additional death benefit in the event the insured's death occurs as a result of an accident.

Waiver of Cost of Insurance Rider - provides payment of cost of insurance and expense charges during a period of total and permanent disability.

Waiver of Premium Benefit Rider - provides for payment of a specified monthly premium payment into the policy during an insured's period of total and permanent disability.

Cost of Living Rider - provides for an automatic increase in coverage without evidence of insurability, to help keep pace with inflation.

Special Living Benefit Rider - allows the insured to convert all or a portion of the policy's convertible proceeds for a terminal illness or permanent nursing home confinement (eligibility requirements as stated in policy).

For more information contact or find your local sales office.