Home Why YOU Should Switch. A little information about National Mutual Benefit. Testimonials from customers. Contact our South Dakota District Representative.
If you were able to ...
  • Retire your mortgage several years earlier and save thousands of dollars in interest.
  • Provide money to your beneficiary to pay off your mortgage in the event of death.
  • Have cash value available for future emergencies or opportunities of life (educational expenses, home improvements or for retirement).
... would you be interested? 
Some Interesting facts about Mortgage Loans

Did you know ...

  • There are 52 million homeowners in the US with mortgages and nearly 90% of those are 30-yr mortgages?
  • That after the first 15 yrs of making payments on a 30 yr mortgage, nearly 75% of the principal is still owed?
  • That it takes nearly 2 1/2 times the original mortgage amount to pay off a 30 yr loan? That means a $200,000 mortgages will cost you on average $500,000 after 30 yrs.
How can you start paying your mortgage using the new way?

A Bi-Weekly Payment plan is simply an alternative method of making mortgage payments. Instead of making a full payment once a month, the homeowner pays one-half the monthly mortgage due every two weeks.
  • Most people view this alternative as paying the same amount, but in reality they are paying 26 half payments or the equivalent of 13 full mortgage payments per year.
  • Since a majority of Americans are paid every week or every two weeks, most find it easier to budget their finances on this program.
  • NMB takes this idea one step further by applying this 13th payment to a Universal Life plan.
Advantages of NMB's Bi-weekly Mortgage Life Insurance Benefit Plan.
  • An opportunity to reduce the term of your mortgage by several years.
  • Provide money to your beneficiary to pay off your mortgage in the event of death.
  • Have cash value available for future opportunities or emergencies.
  • You do not have to refinance.
  • You do not need credit approval.
  • Offers you the opportunity to reduce the term of your mortgage by several years.
  • Could potentially save you thousands of dollars in mortgage interest.
  • Over time provides additional financial security, liquidity, and tax benefits.
  • Provides mortgage life insurance protection that may be used to pay off your mortgage should anything happen to you or your spouse.
  • Works with your current mortgage and is transferable if you refinance or purchase a new home.
So why would you continue paying your mortgage the old way?

Who can we help?

The primary way that we meet new clients is through recommendations from people like you. We want you to feel so comfortable with our services, that you would be willing to introduce us to a few people you know who might also benefit from these services. Take the next step and click here to get your FREE 30 minute consultation.

- Contact Information -
Hugh E. Hart
Bill Nachatilo                       
741 North Main Street, Suite 5    
Spearfish, SD 57783-2000     
Phone: (605) 642-4778
Email: nmbbiweekly@rushmore.com